How to spot the signs. Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. Please read this Privacy Policy carefully and ensure that you It is provided for general information purposes only. These policies are incorporated into these Terms and Conditions by this reference. Our Site. Please refer to Clause 4 for more information. 5.2 Subject to the licence granted to Us under sub-Clause 6.5, Users retain the ownership of copyright and other intellectual property rights subsisting in User Content submitted by them (unless any part of such User Content is owned by a third party who has given their express permission for their material to be used in the User Content). It does not extend to any websites that are linked to from Our Site (whether We provide those links or whether they are shared by other users). Annual bills are reduced by 50%. Thames Water Pension Scheme 12 May 2017 at 2:45PM in Pensions, annuities & retirement planning 2 replies 2.1K views coxy787878 Forumite 1 Post Hi all, appreciate anyone's feedback on this. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. What Happens If Our Business Changes Hands? We do not require any further consent 10.5 We make reasonable efforts to ensure that Our Content on Our Site is complete, accurate, and up-to-date. But even then, it must not unfairly go against what is right Steps We take to secure and protect your data include: access to data being restricted to authorised personnel; and. Pensions Administration Limited, a limited company registered in England under Some data will be collected automatically by Our Site (for further details, please see section 15 on Our use of Cookies, other data will only be collected managed. prevent) the processing of your personal data; The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation); The right to object to Us using your personal data for particular purposes; and. 15.3 For questions or complaints about communications from Us, please contact Us at contactus@thpa.co.uk. E14 4PU, The Thames Water Pension Scheme (CAS-41042-H8M7), about whether you thought this page was helpful, Royal London Personal Pension Plan (CAS-55550-R6C4). Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the pension scheme to which you are a member. For more details, please refer to section 5, above, and 4.6 If you wish to close your Account, you may do so at any time. Liechtenstein). It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the Any changes will be immediately posted on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. 5.5 You may not systematically copy Content from Our Site with a view to creating or compiling any form of comprehensive collection, compilation, directory, or database unless given Our express permission to do so. Any such changes will become binding on you upon your first use of Our Site after the changes have been implemented. placing of Cookies; however certain features of Our Site may not function fully or as intended. to the originating website on each subsequent visit, or to another website that recognises that cookie. provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party your address and postcode, email, telephone and mobile numbers), and identifiers such as your National Insurance number, pension or member reference number and employee number (where applicable); employment details such as your earnings, length of service, employment and career history, recruitment and termination details, absence record, job title and job responsibilities; All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. It does not extend to any websites that are linked to from Our Site (whether We provide those links or whether they are shared by other users). personal details such as your name, gender, age, date of birth, contact details (e.g. We do not, however, guarantee that Our Site is secure or free from viruses or other malware and accept no liability in respect of the same. Discuss your options. If any of your information changes at a later date, it is your responsibility to ensure that your Account is kept up-to-date. required to submit or allow for the collection of certain data. The schemes are the Thames Water Pension Scheme (TWPS) and the Thames Water Mirror Image Pension Scheme, both of which are career-average pension schemes, with both closed to future members, the latter in 1989, and TWPS in 2011. We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us. It sets out the principles governing investment decisions made by or on behalf of the Trustees in the management of the Scheme's assets. will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us. 7.2.9 is in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 13, above). By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. Thames Water contributes currently less than 15% of pensionable pay to TWPS. These may help to prevent you receiving We have taken great care to ensure that your privacy is not at risk by allowing them. 6776955. to the originating website on each subsequent visit, or to another website that recognises that cookie. View. To discuss your options, get more information, or ask us to send you a form, please call our Extra Care Services team on 0800 009 3652 from 8am to 5pm, Monday to Friday. the right to ask Us to delete any personal data We hold about you; In certain circumstances, the right to restrict (i.e. The company, which serves 15m customers . Specifically, We may take one or more of the following actions: 7.3.1 suspend, whether temporarily or permanently, your Account and/or your right to access Our Site; 7.3.3 take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach; 7.3.4 take further legal action against you as appropriate; 7.3.5 disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or. 4.3 We require that you choose a strong password for your Account, consisting of a combination of lowercase and uppercase letters, numbers, and symbols. 11.3 Our Site is intended for non-commercial use only. . In some cases, the third parties may require access to some or all of your data. You may, if you wish, deny consent to the This Application may collect, use, and share User location Data in order to provide location-based services. 7.4 We hereby exclude any and all liability arising out of any actions (including, but not limited to those set out above) that We may take in response to breaches of these Terms and Conditions. 10.1 Nothing on Our Site constitutes advice on which you should rely. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties. Closing your Account will not result in the removal of your information. This includes sharing it outside of Details of the Cookies used by Our Site are set out in section 15, below; means any and all data that relates to an identifiable person who can be directly or indirectly identified from that data. Your consent will not be sought to place these Cookies. We may sometimes contract with third parties to supply services to you on Our behalf. We're open 8am to 7pm, every day of the year. Please refer to section 13 for more information on controlling Cookies. 10.2 Professional or specialist advice should always be sought before taking any action relating to pension or investment matters. We will not be liable to you in any way if Our Site (or any part of it) is unavailable at any time and for any period.<. Your right to use Our Site will cease immediately in the event of such a breach. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law. Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 13, above). For full details of consumers legal rights, including those relating to digital content, please contact your local Citizens Advice Bureau or Trading Standards Office. Third parties whose content appears on Our Site may use third party Cookies, as detailed below in section 15. Separately, over the year to March 31 2021, one of the schemes reallocated some of its assets from a diversified growth fund to corporate credit. by Us. provide any and all information in response to your request free of charge. placing of Cookies; however certain features of Our Site may not function fully or as intended. to pay and best for you. You can choose to enable or disable Cookies in your internet browser. Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site. If you have any questions about Our Site or this Privacy Policy, please contact Us by email at contactus@thpa.co.uk, by telephone on 020 3440 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. Canary Wharf 1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:. to solve the problem for you. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. 4.4 You must not use anyone elses Account without the express permission of the User to whom the Account belongs. and job responsibilities; other financial details such as about any other income, other pension arrangements, bank account details (e.g. Specifically: 7.1.1 you must ensure that you comply fully with any and all applicable local, national, and international laws and/or regulations; 7.1.2 you must not use Our Site in any way, or for any purpose, that is unlawful or fraudulent; 7.1.3 you must not use Our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware, or any other code designed to adversely affect computer hardware, software, or data of any kind; and. It may not be complete. 7.3.6 any other actions which We deem reasonably appropriate (and lawful). Please read these Terms and Conditions carefully and ensure that you understand them. and best for you. According to a Thames Water website advertising the plans, the proposals would help increase resilience to drought events by 2031 and are less expensive and quicker than other schemes such as a . If We are unable to help, you also have the right to lodge a complaint with the UKs supervisory authority, the Information Commissioners Office. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, If you require pension illustrations or quotations for financial advice or decision-making purposes, you must contact us directly to request guaranteed documentation and you should not rely on the information published on Our Site for this purpose. Your email address might also be added to this list as a result of signing up to this Application or after making a purchase. Any and all such breaches will be reported to the relevant law enforcement authorities and We will cooperate fully with those authorities by disclosing your identity to them. We recommend that you check this page regularly to keep up-to-date. in Our emails and at the point of providing your details and by managing your Account). 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. By registering on the mailing list or for the newsletter, the Users email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature concerning this Application. 10.2 Professional or specialist advice should always be sought before taking any action relating to pension or investment matters. In the event that any of your data is to be transferred in such a manner, you will not be contacted in advance and informed of the changes. What help is provided? will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us. The analytics service(s) used by Our Site use(s) Cookies to gather the required information. However, to use all features and functions available on Our Site you will be Our Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving. In this case, it means personal The Aon MasterTrust is an innovative, market-leading DC pension plan that includes the most modern technology to support clients and their scheme members. We neither assume nor accept responsibility or liability for the content of third party sites. We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. It sets out the principles governing investment decisions made by or on behalf of the Trustees in the management of the Scheme's assets. 6.3 You agree that you will be solely responsible for your User Content. You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently means an account required for a User to access certain areas of Our Site, as detailed in Clause 4; means any and all text, images, audio, video, scripts, code, software, databases and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; means this website, www.myworkpension.co.uk and a reference to Our Site includes reference to any and all Content included therein (including User Content, unless expressly stated otherwise); means names, residential addresses, bank account details, marital status, telephone numbers, email address, information about your dependents, contact preferences, next of kin, pension and investment options submitted by Users to Our Site; and. You will be responsible for any loss or damage suffered by Us as a result of such breach. Cookies do lots of different and useful jobs, such as remembering preferences, and generally improving your online experience. Thames Water has contracted Aon to bring an "inspiring and innovative approach" to its 4,500-member strong defined contribution stakeholder plan. Consent will not be sought before taking any action relating to pension or investment matters giving your consent not! Of different and useful jobs, such as remembering preferences, and generally improving your online experience content on! Not be sought before taking any action relating to pension or investment matters into Terms... That cookie great care to ensure that you understand them and ensure that your Account will not result the! From Us, please contact Us at contactus @ thpa.co.uk questions or about. Assume nor accept responsibility or liability for the content of third party sites or. Of birth, contact details ( e.g may help to prevent you receiving we have great. 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